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10% home loan deposit without LMI – special offer

Lamp Editorial Team
|
September 3, 2020

This post was sponsored by Community First.

At Community First we want to help more people in our communities achieve their financial goals, in particular nurses like yourself who give so much every day to the community.

To help support those who support us, we have developed an exclusive home loan offer to our key community workers, including nurses.  This home loan offer gives you the ability to borrow up to 90% of the property value, without the need to pay Lenders’ Mortgage Insurance (credit eligibility criteria, terms and conditions, fees and charges apply).

Lenders’ Mortgage Insurance, or LMI, is an insurance that protects the lender, not the borrower against a shortfall in the sale of the home and the outstanding loan amount should they default on a loan. Usually LMI would be required if the loan amount was more than 80% of the home’s value.

This offer means you could potentially buy a home sooner, with a smaller deposit and is available on home loans valued up to $1 million. It’s available on most new owner-occupier loans through Community First.

To learn more about our Community First Community Support offer simply visit https://info.communityfirst.com.au/community-support/

Credit eligibility criteria, terms and conditions, fees and charges apply. This information is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any products you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product available at communityfirst.com.au (terms and conditions, fees and charges may apply).  Community First Credit Union Limited ABN 80 087 649 938 AFSL/Australian credit licence 231204

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  1. Raina McTaggart says

    September 7, 2020 at 1:37 pm

    Interesting, information shared is useful.

    Reply

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